Collection Agency Gets Healthy

A debt collection company based in California initiated a ploy to educate and motivate employees to live healthier lifestyles in early January. There are twenty eight employees at the agency; more than half are currently participating in the implementation.

Looking For A Relaxing Time, Go Boating

Boating can be a relaxing pastime, floating along on a river or lake without a care. For most people, the boating itself is the whole point of the hobby: once you’re in the boat, you’re set.

Foreclosures On The Rise

Recent research by RealtyTrac Year-End 2009 Foreclosure Market Report shows us that 3,957,643 foreclosure filings have been reported on 2,824,674 U.S. properties in the year of 2009. This also includes foreclosure auctions that were scheduled, default notices and bank repossessions.

What Every Bill Collector Should Know About The CARD Act

On February 22nd, 2010, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act took effect. The CARD Act had one major goal in mind: to try to put a leash on credit card practices and impose limits to the fees that credit card companies charge consumers. It was designed with credit card holders in mind, limiting the amount of credit made available to them in this recession “for their own good.”

A Student Loan Consolidation May Be Your Best Bet For Financial Stability

These days, money is tight for anyone trying to make ends meet, even young people. As the job market tightens with more and more people losing employment, competition for jobs becomes more fierce and a college education may now be necessary. While you were in school, loans paid your way through college, but since you have graduated the unthinkable has happened, and these debts have come out to haunt you, maybe even before you are able to secure your first job. A whole slew of debt collectors may be contacting you, and now, you are a frenzied mess searching for anyone who can help you with a student loan consolidation.

Just How Long Will A Negative Mark Stay On Your Credit Score? Part One

Your credit score. It could be a dream come true or your worst nightmare. But most of the time it is sort of like that rude mother in law coming to pay you a visit at your house. You are aware that she is coming to stay, and you are not looking forward to it, but you are too nervous to ask or even consider how long she might be paying you that visit. OK, so that analogy wasn’t that great. But anyway, read on to see just how long negative marks will stay on your credit history.

How Long Will A Negative Mark Stay On Your Credit Report Part Two

In the last article in this series I described how long different marks remain on your credit report. I wrote that mistakes will be removed instantly, soft inquiries will have not have an effect, and hard inquiries can hang around on your credit report for two years. Late payments, on the other hand, have the capacity to do way more damage.

What Happens When A Stock Market Crashes?

A stock market crash can be summed up as a situation where share prices of stock listed on the stock exchanges plummet. Despite the fact that there are many economic variables that will cause a stock market crash, two main reasons for stock market crashes are also the investing public’s loss of confidence in the economy and mass panic.

Understanding Mutual Funds Part One

Are you new to the stock market game? Not a problem! This series of articles on mutual funds will make it easy for you to understand what a mutual fund is, what it is all about and whether it is worth your while to invest in one. My first three articles are titled “Mutual Funds For Beginners” and they lay down the basics.

Looking Into The Stock Market For Beginners

Are you a stock market beginner? The amount of “civilians” that have become involved in the stock market has increased markedly over the past few decades. So you may be asking yourself “how can I get a cut of the deal and make money investing?” There are many varying approaches to finding businesses that may be worthwhile to invest in, but two basic methods are fundamental analysis or technical analysis. Fundamental analysis involves analyzing companies by their financial statements found in SEC Filings, general economic conditions, business trends and the like.

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